Every January, it’s the same deal: You resolve to save more money, pay off your debts, and get your financial situation in order. Then February comes along and you’re back to your old habits. If you’ve broken New Year’s resolutions in the past, you’re not alone. The vast majority of people give up on their resolutions within the first month of the year.
But this year can be different. With a few adjustments to your thinking and a few small hacks, you can make sure that your resolutions actually stick.