Purchasing a new or pre-owned vehicle is an exciting time, but it’s also a big financial move. So whether you’re buying your first car or you’re a self-proclaimed car-buying guru, we have a few tips everyone can appreciate.
Get Pre-Approved
When buying a new or pre-owned vehicle, you’re FIRST STEP, and most important, should be to get a pre-approval from the Credit Union.
It’s definitely no secret now is a great time to buy real estate. Between record low-rates, home-builders building again and current home values on the rise, everywhere you look someone is writing about the market.
But the real question isn’t if it’s a great time to buy. The question is whether YOU are ready to buy?
Buying a home is one of the biggest financial decisions and investments you will ever make. Are you ready? To help answer that question, we’ve put together several tips to help you on your journey.
In today’s cash-back, rewards-frenzy credit card market, it’s easy to overlook the one thing that really matters … the rate. After all, it’s the rate that ultimately determines how much you’re actually paying to earn those rewards. And too often, you don’t want to know exactly how much you paid in interest to get that $50 gift card…
Just about everywhere you go today someone is offering you a credit card. From your favorite stores, hotels, airlines to gas stations and even amusement parks. Not to mention the countless celebrity-plagued commercials on tv promising the most cash-back or highest reward points.
So how do you know which credit card is best for you?
A HELOC stands for Home Equity Line of Credit. This line of credit loan is based on the equity you have built in your home. In other words, it’s the difference between what you have left to pay for your home and what it is worth.