Buying a new car is an exciting time! You found the perfect car – sunroof, leather seats, navigation system – the works. You couldn’t be happier. Then…you sit down with the finance person at the dealership. And all that excitement that filled you suddenly starts fleeing from your body.
Loan terms and jargon start getting tossed around and before you know it, you’re completely lost and unsure what you’re agreeing to.
Let’s face it, most credit unions are not on every corner like many nationwide banks. By nature, credit unions are typically restricted to whom they can serve by geographic area or occupation type. And while you may be getting better loan rates and higher investment yields with the credit union, convenience is still important.
As a result, to help our members have more access to branches, we’re one of many credit unions that joined Shared Branching. This service makes over 5,000 credit union branches across the country available for members to use!
No matter how much advance planning you do for a trip abroad, there are always some details that require last-minute handling. Some of them become routine, but they are important nonetheless.
Whether you’re heading off on vacation, tackling the stores or just enjoying an evening out, taking a few extra steps to protect yourself and your identity this holiday season isn’t only smart, it’s easy.
Criminals love distracting environments – and the holiday season provides just that with bustling crowds, bright displays and enticing store sales. And while you’re out enjoying yourself, identity theft probably isn’t on the top of your mind. However, a distracted shopper or tourist provides an easy target for pick-pocketing, theft, or other types of crime. You can protect yourself by taking a few simple precautions.
Not too long ago celebrities and millionaires were the only ones spending money on expensive items for the sake of flaunting their wealth. Unfortunately, nowadays things are a bit different. ‘Regular people’ who earn a low, medium, or high income are spending their money frivolously to “keep up with the Joneses.” Everyone seems to be trying to live the lifestyles of the rich and famous.
Most people don’t realize they are spending a bunch of money needlessly. Since they aren’t buying huge diamond rings, wearing $5,000 designer shoes, or driving around a brand-new Rolls Royce, they assume that their spending is reasonable. This, however, is an illusion. If they were to take a closer look at their spending habits they would see the truth.