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Let’s face it, most credit unions are not on every corner like many nationwide banks. By nature, credit unions are typically restricted to whom they can serve by geographic area or occupation type. And while you may be getting better loan rates and higher investment yields with the credit union, convenience is still important.

As a result, to help our members have more access to branches, we’re one of many credit unions that joined Shared Branching. This service makes over 5,000 credit union branches across the country available for members to use!

Not too long ago celebrities and millionaires were the only ones spending money on expensive items for the sake of flaunting their wealth. Unfortunately, nowadays things are a bit different. ‘Regular people’ who earn a low, medium, or high income are spending their money frivolously to “keep up with the Joneses.” Everyone seems to be trying to live the lifestyles of the rich and famous.

Most people don’t realize they are spending a bunch of money needlessly. Since they aren’t buying huge diamond rings, wearing $5,000 designer shoes, or driving around a brand-new Rolls Royce, they assume that their spending is reasonable. This, however, is an illusion. If they were to take a closer look at their spending habits they would see the truth.

As a parent, one thing that is always looming in the background is your child’s college education. Yes, you want the best for your child – to send them to a good school; to make sure they get a great education. But, all you hear about in the news is sky rocketing college prices. Not to mention you’re trying to save for your own retirement and every day expenses. So how do you make it all work?

Are you using direct deposit yet? If not, there’s virtually no reason not to make the switch. The term refers simply to your employer or other income source depositing your paycheck into your account. This is a very secure process and one that is being used by millions of people today. In fact, many people see direct deposit as one of their top money management tools. Your employer can usually help you to set it up within a few minutes and, once in place, you never have to think about depositing another paper check again.

When it comes to saving money, most people start with a basic savings account. Then, they move straight into market-based investments, such as stocks and bonds. However, before you jump into higher-risk market-based investments, there are many investment options at the credit union you should pursue first; many that offer great returns with little to no risk.